Investment Calculator
Calculate the future value of your investments with monthly contributions.
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after 10 years
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Investment Strategies for Growth
Investing is the most reliable way to build long-term wealth. While the stock market can be volatile in the short term, historical data shows a consistent upward trend over 10+ year periods.
Dollar-Cost Averaging (DCA)
Instead of trying to "time the market" (buying low and selling high), successful investors often use Dollar-Cost Averaging. This means investing a fixed amount (e.g., $500) every month, regardless of whether the market is up or down. Over time, this smooths out your purchase price and reduces risk.
Risk vs. Reward
- Stocks (Equities): Higher potential returns (avg 7-10%), but higher volatility. Good for long-term goals (10+ years).
- Bonds: Lower potential returns (avg 3-5%), but more stable. Good for preserving capital.
- Cash/HYSA: Lowest risk, but returns often struggle to beat inflation.